I borrowed part of the down payment for my new home from my dad. I wanted to show him that I cared and was serious about paying back the loan. After all, I have two sisters and I know he always wants to treat us the same. I wanted everyone to know that this was a professional transaction, so I gave him a Promissory Note. Since I didn’t want to spend a lot of money with a lawyer, I created it myself on One 2 One Lending’s website. It was fast and easy. They are even helping with the monthly billing and collecting of the loan so Dad and I can talk about other things when we get together. My guess is that Dad may recommend One 2 One when my sisters buy a home of their own.
Abby, 27
Haddonfield, NJ
Young professional

I was looking for an easy do-it-myself loan agreement to borrow some money for my new card shop. One 2 One’s website was easy to use and in no time I set up a loan through a friend in the business. We agreed on the interest rate and the loan payment amount, then we made sure to put our agreement in writing.
Jimmy Z, 45
Syosset, NY
Small business owner & father of two

After I graduated college, I had $6,400 in credit card debt. I knew that I could ask my parents to help me refinance this debt, but I wanted to prove to them that the scenario could be professional and that they would be paid in full and in a timely manner. One 2 One provided a forum that allowed me to present my parents with a risk free loan that they could collect a small interest on. Using One 2 One, my parents were able to feel comfortable about helping me refinance my debt, knowing they would see the money. I was able to refinance my loan, with low interest. I really felt a sense of pride and empowerment being able to present my parents with a professional agreement that offered them an opportunity to help me out, free of risk!
Laura, 22
Manyunk, PA
Recent graduate