Why is One 2 One Lending is a better way to lend between family and friends when financing or refinancing a home?

Easier process to qualify for a mortgage
Trying to qualify for a mortgage is nearly impossible for many people. With One 2 One Lending, you set the interest rate and repayment terms making it easier for family and friends to live the American Dream of owning their own home.

Lowering the risk of default and ruining your relationship
Establishing a legal agreement and repayment schedule reduces the risk of default. One 2 One Lending protects the investment and your relationship.

Added flexibility to restructure your loan at any time
Need to delay a payment or extend a grace period? You can’t do that with a conventional bank loan. One 2 One Lending lets the borrower and lender agree on changes that make the loan more affordable while also helping to maintain your relationship.

Online, real-time access to your records
Keeping accurate records of your loan is easy with One 2 One Lending. You can check on a payment and so much more with our easy to use website. Plus, you’ll receive an annual statement for year end tax purposes.

Automatic payments via direct deposit
Enjoy your time with family and friends. Stop worrying about billing and collecting the loan. Via direct deposit, One 2 One Lending assures you receive payments automatically.