Why is One 2 One Lending is a better way to lend between family and friends for a personal loan?

Saves both of you money
You set the interest rate. This rate is often higher than standard savings account rates helping the lender earn additional income. In addition, the rate is often lower than traditional bank loan and credit card rates saving the borrower money on interest payments.

Lowering the risk of default and ruining your relationship
Establishing a legal agreement and repayment schedule reduces the risk of default. One 2 One Lending protects the investment and your relationship.

Added flexibility to restructure your loan at any time
Need to delay a payment or extend a grace period? You can’t do that with a conventional bank loan. One 2 One Lending lets the borrower and lender agree on changes that make the loan more affordable while also helping to maintain your relationship.

Online, real-time access to your records
Keeping accurate records of your loan is easy with One 2 One Lending. You can check on a payment and so much more with our easy to use website. Plus, you’ll receive an annual statement for year end tax purposes.

Automatic payments via direct deposit
Enjoy your time with family and friends. Stop worrying about billing and collecting the loan. Via direct deposit, One 2 One Lending assures you receive payments automatically.