IMPORTANT: THIS NOTICE GOVERNS USE OF THIS WORLD WIDE WEB SITE ("SITE") ONE 2 ONE LENDING, LLC.COM. BY USING THIS SITE, YOU AGREE TO THE FOLLOWING TERMS. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THIS SITE.

One 2 One Lending, LLC is a financial services firm providing specialized loan documentation and payment processing services to individuals involved in private loan transactions. One 2 One Lending, LLC is not a law firm or accounting firm and does not provide legal or tax advice. A private loan is a significant legal transaction and every person's situation is unique. Any individual contemplating a private loan transaction should carefully review the risks and benefits of such a transaction before entering into it. One 2 One Lending, LLC does not give legal advice in any form or practice law in any way, and One 2 One Lending, LLC makes no assurances or warranties, express, implied, or statutory that the Loan Documents or the terms of the Loan are legally enforceable in a specific jurisdiction by any competent court or administrative body.

Copyright in the content of this site, including the screens displaying the pages and their arrangement, is owned by ONE 2 ONE LENDING, LLC.com unless otherwise indicated. All rights reserved. Users of ONE 2 ONE LENDING, LLC's World Wide Web site pages (the "Work") shall only be entitled to copy the Work for their own personal use but may not republish nor reproduce any substantial part of the Work in any manner whatsoever, including electronically reproducing this Work by "uploading", "downloading" or accessing the Work on to the Internet or any other local or international computer system, without the prior written permission of ONE 2 ONE LENDING, LLC, and any such unauthorized use constitutes copyright infringement. An acknowledgement of the source must be included whenever ONE 2 ONE LENDING, LLC material is copied or published. If you require further information on a permitted use or license to reproduce or republish any material, address your inquiry to legal@One 2 One Lending, LLC.com. Any infringement of ONE 2 ONE LENDING, LLC rights will result in appropriate legal action. ONE 2 ONE LENDING, LLC disclaims any and all liability for any consequences which may result from any unauthorized reproduction or use of this Work whatsoever. Use of any software downloaded from this site is governed by the terms of any license agreement provided with that software.

Not all products and services that other country residents may be interested in are available in that country.

ONE 2 ONE LENDING, LLC's products and services are available in accordance with local law and only if they may be lawfully offered for sale in any particular jurisdiction. All ONE 2 ONE LENDING, LLC products and services are subject to the terms of applicable agreements.

The information on this site is general only; it is not intended as legal advice for any individual or companies and you should not rely on it as such. ONE 2 ONE LENDING, LLC and its affiliates are not responsible in any way for any damages (direct, indirect, special or consequential), however resulting from your use of this site or the information on the site.

Access to and Use of Site
ONE 2 ONE LENDING, LLC adheres to the highest security measures on its ONE 2 ONE LENDING, LLC.com websites. Sensitive communication between you and these sites is always protected via encryption while in transit. However, ONE 2 ONE LENDING, LLC advises you that, unlike communication with our website, we have no control over the privacy of your e-mail communications with us. We recommend that you not include private and sensitive information in e-mails to the us, including, but not limited to, account numbers, passwords, etc. ONE 2 ONE LENDING, LLC and its subsidiaries and affiliates will not be responsible for any damages you may suffer if you transmit confidential or sensitive information to us through e-mail.

Facts and data provided by ONE 2 ONE LENDING, LLC, its subsidiaries and affiliates and other sources are believed to be reliable when posted. ONE 2 ONE LENDING, LLC cannot guarantee that they are accurate or complete or that they will be current at all times. Information on this WWW site is not intended to provide legal, accounting, or tax advice, and should not be relied upon in that regard. ONE 2 ONE LENDING, LLC, its subsidiaries and affiliates, are not responsible in any manner for direct, indirect, special or consequential damages howsoever caused, arising out of the use of this WWW site.

In no event will ONE 2 ONE LENDING, LLC be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential or punitive damages, losses or expenses arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, loss of data or otherwise, even if ONE 2 ONE LENDING, LLC, or representatives thereof, are advised of the possibility of such damages, losses of expenses. Hyperlinks to other Internet resources or web sites are at your own risk; the content, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored, or endorsed by ONE 2 ONE LENDING, LLC and its affiliates.

Sites accessed by hypertext appearing in this ONE 2 ONE LENDING, LLC site have been independently developed by parties other than ONE 2 ONE LENDING, LLC and ONE 2 ONE LENDING, LLC does not guarantee the accuracy of information contained in such sites. The listing of an organization in this site should not be construed as an endorsement of its services or products, and ONE 2 ONE LENDING, LLC will not be responsible for any losses suffered in visiting those sites.

Trademarks
Licensed and Authorized Use “One 2 One Lending, LLC” and “We Make Personal Lending Work” and each of their logos are trademarks of One 2 One Lending, LLC, Inc., a Delaware Corporation. All rights reserved. All other trademarks appearing on ONE 2 ONE LENDING, LLC are the property of their respective owners.

The display of trademarks herein does not imply that a license of any kind has been granted.
Adobe; Adobe and Design and Acrobat are registered trademarks of Adobe Systems Corporation in Canada. Adobe Acrobat Reader & Design is a trademark of Adobe Systems Corporation.

Real Estate Title Reports. As part of One 2 One Lending, LLC's preparation of Loan Documents for any Loan involving a security interest in real estate, One 2 One Lending, LLC obtains a report listing the current owner and the legal description of the subject property from an outside provider. The purpose of this report is to (1) provide a legal description for the subject property so that One 2 One Lending, LLC can prepare the Loan Documents; and (2) to confirm that the party signing the mortgage is the current owner of the property. For an additional fee, One 2 One Lending, LLC offers more advanced title report/search options which provide more detailed information regarding the real property.

THESE REPORTS ARE SOLELY FOR ONE 2 ONE LENDING, LLC'S USES AND THEY ARE NOT INTENDED TO PROVIDE INFORMATION REGARDING THE LEGAL STATUS OF ANY SPECIFIC PARCEL OF REAL PROPERTY. THESE REPORTS DO NOT PROVIDE ANY PROTECTION FROM POTENTIAL LEGAL CLAIMS RELATING TO THE TITLE OF THE REAL ESTATE. LIEN POSITION CAN ONLY BE GUARANTEED IF CLIENT PURCHASES A FULL TITLE SEARCH AND TITLE INSURANCE ALONG WITH ONE 2 ONE LENDING, LLC'S SERVICES. ONE 2 ONE LENDING, LLC IS NOT RESPONSIBLE FOR ERRORS OF ANY KIND CONTAINED IN DOCUMENTS MAINTAINED BY MUNICIPAL AND STATE AUTHORITIES WHICH ARE SEARCHED AS PART OF THE TITLE REPORTS RECEIVED BY ONE 2 ONE LENDING, LLC. BORROWERS AND LENDERS ARE SOLELY RESPONSIBLE FOR DETERMINING THE STATUS OF THE TITLE TO ANY PROPERTY THAT MAY BE USED AS SECURITY FOR A LOAN.

Priority of Liens. One 2 One Lending, LLC will not guarantee or warrant the priority or position of any lien it records on real or personal property unless the parties purchase title insurance along with One 2 One Lending, LLC's services.

UCC Financing Statements. One 2 One Lending, LLC does not research the status of title nor the presence of prior existing liens for any personal property used to secure private loan transactions. For an additional fee, One 2 One Lending, LLC offers UCC searches which will provide more detailed information regarding the private property being used as security.

Use of Loan Documents. Borrower and Lender hereby agree that the Loan Documents and any other services provided by One 2 One Lending, LLC are intended solely for the specific transaction between Borrower and Lender and are for the sole and exclusive use of Borrower and Lender. Any subsequent modifications by the Borrower or Lender to the Loan Documents are done at the sole risk of the party making the changes. One 2 One Lending, LLC will not be responsible for the legal validity of such changes or the affect such changes may have on the validity or enforceability of any Lon Documents which have been altered by the Borrower or Lender.

The Loan Documents provided by One 2 One Lending, LLC may not be copied, modified, published, broadcast, or otherwise distributed. Any commercial reproduction or redistribution of the Loan Documents not in accordance with this Agreement is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible. Any other use of the Loan Documents other than those contemplated by this Agreement constitutes a violation of this Agreement.

Compliance with state and federal laws. Borrower and Lender are solely responsible for assuring that requirements under any state or federal aws that may apply to the Loan have been met, including the preparation and delivery of any disclosures, notices or other documents required by state or federal law.

Validity of Terms of Loan. Borrower and Lender are solely responsible for establishing the terms of the Loan and for determining if the Loan terms are in compliance with any applicable local, state or federal laws, including but not limited to laws relating to usury and income tax liability. One 2 One Lending, LLC makes no representation regarding the legal validity or enforceability of the terms of the Loan between Borrower and Lender and assumes no responsibility under this Agreement for enforcing or interpreting the terms of the Loan. Provision of Loan Documents formalizing the Loan between the Borrower and Lender do not imply One 2 One Lending, LLC's endorsement of, liability for or participation in the creation of the terms of the Loan, or any contract, agreement or other arrangement, whether lawful or illicit, reached by Borrower and Lender.

Any dispute between or among Borrower and Lender and their respective successors in interest regarding sums due and paid, or for the compliance with other terms under the Loan Documents and any underlying agreement and similar matters is not the responsibility of One 2 One Lending, LLC. Borrower, Lender and their respective successors in interest jointly and severally shall indemnify and hold One 2 One Lending, LLC harmless from any liability, claim, demand, loss or expense by any party against One 2 One Lending, LLC as a result of or arising out of its performance of the services described in Section I, A above.

Disclaimer of Warranty. BORROWER AND LENDER HEREBY AGREE THAT ONE 2 ONE LENDING, LLC PROVIDES THE LOAN DOCUMENTS "AS IS" AND, AS PERMITTED BY GOVERNING LAW, WITHOUT ANY WARRANTIES WHATSOEVER INCLUDING, WITHOUT LIMITATION, ANY EXPRESS OR IMPLIED WARRANTY AS TO TITLE, MERCHANTABILITY, NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE.

Limitation of Liability. IN NO EVENT SHALL ONE 2 ONE LENDING, LLC BE LIABLE FOR (I) DAMAGES CAUSED OTHER THAN BY INTENTIONAL MISCONDUCT OR (II) FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES WHATSOEVER (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOST PROFITS, DISCLOSURE OF CONFIDENTIAL INFORMATION, OR LOSS OF PRIVACY), ARISING OUT OF OR IN ANY WAY RELATED TO THE USE OF OR INABILITY TO USE THE SERVICES OR THE ONE 2 ONE LENDING, LLC WEBSITE OR ANY OF THE ASSOCIATED SERVICES, EVEN IF ONE 2 ONE LENDING, LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Malfunction of Computer Equipment and Software. One 2 One Lending, LLC shall not be responsible for any failure in the Services due to malfunction or loss of equipment, software or Internet service providers used by Borrower, Lender or Representative; or from the malfunction or failure of equipment, software or services used by One 2 One Lending, LLC which are beyond the reasonable control of One 2 One Lending, LLC.

Use of Third Parties by One 2 One Lending, LLC. One 2 One Lending, LLC reserves the right to use other companies to perform services for One 2 One Lending, LLC ("Third Party Service Providers"). Borrower, Lender and Representative hereby agree to cooperate fully with One 2 One Lending, LLC and any Third Party Service Providers to assure the accurate and timely preparation and execution of all Loan Documents and processing of Loan Payments.

Unauthorized Access or Interception of Data. One 2 One Lending, LLC will have no liability in connection with any unauthorized interception, alteration or use of data relating to the Services including, but not limited to, e-mail correspondence; any inability to use or access the Services or the One 2 One Lending, LLC website for any reason; any actions or transactions by an individual or party using Borrower's, Lender's and/or Representative's name and password without authorization; or any cause over which One 2 One Lending, LLC does not have direct control, including problems attributable to computer hardware or software (including computer viruses), telephone or other communications, or the parties' respective Internet service providers.